Renuity

Director of Consumer Finance

Job Locations US-NC-Charlotte
ID
2024-8244
Category
Accounting/Finance

Overview

Renuity is seeking a a dynamic and experienced Director of Consumer Finance to lead our consumer finance operations. This pivotal role will involve overseeing all aspects of consumer finance operations, managing relationships with third-party lenders and ensuring seamless financing solutions for our customers. The ideal candidate will possess strong financial acumen, polished negotiation and relationship-building skills, and a proven track record in consumer finance or a related field. 

  

What We Offer:  

  • Competitive salary commensurate on skills and experience  
  • Full benefits package including health, vision, dental and 401k match 
  • Paid time off and holidays   
  • Work with a team of talented, professional, and fun individuals who enjoy what they do  

What You'll Do:  

  • Functional Leadership: Oversight of greater than $500M annually in third-party consumer financing; responsible for optimizing the company’s consumer financing process and partners to ensure the highest approval rates at the lowest possible cost 
  • Partnership Management: Manage relationships with third-party lenders, negotiating terms and ensuring compliance with company standards and regulatory requirements 
  • Maintain an active dialogue with lending partners on a daily basis to ensure as many approvals of deals on the margin as possible 
  • Evaluate and onboard new lending partners to expand financing options for customers, with the ultimate goal to obtain the highest approval rates across the industry 
  • Financial Oversight: Oversee the financial health of consumer finance operations, developing and monitoring key performance indicators (KPIs) and financial metrics 
  • Develop and manage financial reporting related to consumer finance activities 
  • Customer Acquisition & Training Development: Collaborate with sales teams to enhance customer acquisition by promoting best practices in consumer finance 
  • Implement training programs for internal teams on consumer finance products, ensuring that sales staff have the necessary knowledge and skills to support financing initiatives 
  • Compliance: Ensure compliance with all relevant consumer finance regulations and guidelines 
  • Monitor Trends in Consumer Credit: Stay informed about evolving trends and developments in consumer credit markets and economic conditions 

What You'll Bring:  

  • Bachelor’s degree in Finance, Business Administration, or a related field 
  • Proven experience in consumer finance, financial services, or a similar role, with a strong understanding of lending products and operations 
  • Excellent analytical and problem-solving skills, with a strong attention to detail 
  • Experience with data analysis is a must 
  • Strong interpersonal and communication skills, capable of building relationships with internal and external stakeholders 

  

Working at Renuity   

  

“It’s a lifestyle”, our employees sayIt means working in an environment of collaboration, respect, diversity, shared values and a passion for growthThat’s why Titan Holdings, our Parent Company, was recently featured in the Financial Times 2021 list of Americas’ Fastest Growing Companies Whether you work in the field, a distribution center, a division location, or at the Coral Gables, Florida “Home Base” location, you work with team members who embrace a collaborative spirit to propel all Renuity Divisions to achieve faster growth, greater profitability, and become THE most trusted name in home improvement. 

  

We, at Renuity strive to instill and maintain these core values, by being: 

  

Collaborative – We get farther, together. We pride ourselves on having the most talented people in our industry, and we expand what is possible through cohesive teamwork 

  

Innovative – We challenge industry norms and take intelligent risks to discover better ways to serve our customers 

  

Principled – We do the right thing – no matter whatWe go to great lengths to ensure our customers, employees and partners have a world-class experience and are treated fairly 

  

Enthusiastic – We love what we do and the bonds we create with the people around us. Our passion positively influences our customers, colleagues, and partners 

  

Value-Driven – We have an unrelenting focus on creating value for our stakeholdersWe reward performance that increases the value of our company, and we live a culture where everyone thinks and acts like an owner 

We hope this information is helpful to you in making the right decision when choosing your next employer! 

  

Renuity, LLC provides the following inclusive hiring information:  We are an equal opportunity employer and considers all qualified applicants equally without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, or disability status. 

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